1 tool live · 3 in development · 4 on roadmap

Every money problem.
One place to solve it.

Handled is built around the questions people actually Google about their finances. Here's everything we're building, organized by the problem it solves.

Starting here

Automated investing. Roth IRA. Set and forget.

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The first thing Handled does is the most important thing: get you invested. Connect your bank, tell us when you want to retire, and we handle everything else. No decisions. No spreadsheets. No wrong answers.

Opens your Roth IRA automatically
Right account, right tax treatment, done for you
Picks your Target Date Fund
Based on your retirement year. You never touch it again.
Invests automatically every month
Money moves before you see it. No willpower required.
Increases your investment each year
1% more every year. You won't notice. Your future self will.
The problem

I haven't started investing and don't know where to begin

Automated investing — set up once, runs forever

Coming soon

Tell us when you want to retire. We pick the right investment, open your account, make your first investment, and set up automatic monthly transfers.

No decisions. No spreadsheets. No wrong answers. Just money growing quietly every month in a Target Date Fund matched to your retirement year.

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The problem

How much will I have when I retire?

Retirement calculator

Live now

See your projected retirement balance — and exactly what waiting one year costs you.

Adjust monthly investment, retirement year, and starting savings. See your contributions vs. what the market adds for free. Based on 7% historical average annual return.

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The problem

Should I pay off my debt first or start investing?

Debt vs. invest calculator

Coming soon

The most common personal finance question — answered clearly, based on your actual interest rate.

If your debt rate is above 7%, pay it off first. Below 7%, invest while making minimum payments. We show you the math, you make the call.

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Coming soon
The problem

Should I do a Roth IRA or a 401k?

Roth IRA vs. 401k optimizer

Coming soon

Get a clear recommendation based on your income, age, and tax situation.

The right answer depends on whether you expect to be in a higher or lower tax bracket in retirement. We ask three questions and tell you exactly which to prioritize.

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Coming soon
The problem

My money just sits in my checking account doing nothing

Conscious spending automation

On roadmap

Split your paycheck automatically: fixed costs, investments, savings, and guilt-free spending — all routed without thinking.

Set your four buckets once. Every paycheck, money flows to the right place automatically. Bills get paid, investments get made, and the rest is yours to spend without guilt.

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The problem

I have high-interest debt and don't know what to do

Debt payoff sequencer

On roadmap

A clear order of operations: which debt to attack first, when to switch to investing, and how to do both at once.

High-interest debt (credit cards, personal loans above 7% APR) costs you more than investing earns you. We show you the exact payoff sequence and the month you can start investing.

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The problem

I want to track my net worth across all my accounts

Net worth tracker

On roadmap

Every account — checking, savings, investments, retirement, debt — in one number that updates automatically.

Connect your accounts once. See your full picture: what you own, what you owe, and how your net worth is trending over time. No manual entry, no spreadsheets.

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The problem

I don't know if I'm saving enough for retirement

Retirement readiness check

On roadmap

Find out if you're on track — and exactly what to adjust if you're not.

Based on the 4% rule: if you want to spend $X/month in retirement, you need 25× that saved. We show where you are, where you need to be, and the monthly investment to close the gap.

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Want early access to everything?

Join the Private Beta. We'll reach out when your spot is ready — and you'll get first access to every tool as it launches.

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Not financial advice. Handled is not a registered investment adviser. All content on this site is for educational and informational purposes only and does not constitute financial, investment, tax, or legal advice. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Please consult a qualified financial adviser before making any investment decisions.